Estate planning isn’t just for your grandparents anymore.
If you’re a Millennial, born between 1981 and 1996, chances are you’ve hit a few of life’s major milestones—buying a home, starting a family, launching a business, or taking on caregiving responsibilities for aging parents. You’ve probably also heard that estate planning is something you should do “someday.” But here’s the truth: that day is today.
Estate planning is about protecting yourself, your loved ones, and your legacy—regardless of your age or net worth. With online tools like Gentreo making it easier and more affordable than ever to create and maintain a plan, there’s no reason to wait.
In this blog, we’ll dive into why Millennials need estate planning, what key documents to have, how technology is reshaping the way you can plan, and how Gentreo helps make it all easy, accessible, and secure.
Why Millennials Need Estate Planning Now
1. You Probably Have More Assets Than You Think
Many Millennials assume they don’t need estate planning because they don’t feel “rich.” But estate planning isn’t about wealth—it’s about what matters to you. Think about it:
- You have a 401(k) or retirement account through work
- You own a car or a home
- You have pets you care deeply about
- You’ve built a digital presence—email accounts, social media, maybe even cryptocurrency
- You have children or aging parents who rely on you
Whether it’s financial assets, sentimental items, or responsibilities you want handled properly, estate planning ensures that your wishes are followed and your loved ones are protected.
2. Unexpected Life Events Can Happen at Any Age
Accidents and illness can happen to anyone. If something happened to you tomorrow, would your family know what to do? Who would make medical or financial decisions on your behalf? Who would care for your pets or children?
Without legal documentation in place—like a Healthcare Proxy, Power of Attorney, or Will—your loved ones might be forced into difficult situations, court battles, or unnecessary expenses.
Estate planning gives you peace of mind now, not just for “someday.”
3. Millennials Are Caregivers and Decision-Makers
More Millennials are stepping into caregiving roles for their aging parents. According to AARP, over one in three caregivers is a Millennial. That often means managing finances, attending medical appointments, and making major decisions—sometimes without a clear legal structure in place.
Creating your own estate plan helps you understand what to expect and opens the conversation with your parents and siblings about planning together. At Gentreo, we call this “adulting together”—and it’s one of the smartest ways to prevent family stress and confusion down the road.
What Should Be in a Millennial’s Estate Plan?
Whether you’re single, married, have kids, or are still figuring it all out, an estate plan ensures your preferences are honored. With Gentreo, you can create and store all the essential documents in one secure place.
Here are the key pieces every Millennial should consider:
1. Will
A Will outlines how you want your assets distributed when you die and who you want to serve as Guardian for any children or pets. Without one, the state decides.
Even if your current estate is modest, your Will still matters—and you can always update it as life changes.
2. Power of Attorney
This document lets someone you trust manage your finances or legal decisions if you’re incapacitated. Think of it like designating a trusted co-pilot.
3. Healthcare Proxy (Medical Power of Attorney)
If you’re in an accident or hospitalized, this document names someone to make medical decisions on your behalf. Without it, your family could face costly delays or disagreements.
4. Living Will
Also known as an Advance Directive, this document outlines your medical treatment preferences if you’re unable to communicate them. It helps avoid conflict and ensures your values guide care decisions.
5. Pet Power of Attorney and Pet Trust
For many Millennials, pets are family. Gentreo offers pet-specific documents to ensure your furry friend is cared for by someone you trust—and with the resources they need.
6. Digital Asset Inventory
From your email accounts and social media profiles to Venmo and Bitcoin wallets, today’s assets are often online. Documenting your digital life and sharing access instructions helps your loved ones manage everything smoothly.
Real-Life Examples: Why Planning Ahead Matters
Lena, Age 34 – New Parent
Lena and her partner just welcomed a baby. They used Gentreo to create their Wills, name a Guardian for their child, and store everything securely in the Gentreo Digital Vault, where they could share access with their pediatrician and chosen Guardian.
“Knowing we have a plan if something happens to us—it’s a relief. I never thought estate planning could be this simple.”
Chris, Age 39 – Pet Parent with a Side Hustle
Chris is single, owns a dog, and runs an Etsy shop. Using Gentreo, he created a Pet Trust, Will, and Power of Attorney. He added access instructions for his online store and saved it in the Digital Vault, sharing it with his sister.
“It took an hour, and now I know my business, dog, and finances won’t be in chaos if I’m not around.”
Maya and Janelle, Age 36 – Planning Together
This couple recently bought a house and cared for Janelle’s father when he was diagnosed with early-onset Alzheimer’s. They used Gentreo to create joint documents and even got Janelle’s dad set up, too.
“Helping him plan gave us the nudge to do it for ourselves. It brought our whole family closer.”
Gentreo Makes Estate Planning Millennial-Friendly
You don’t need a lawyer or piles of paperwork to build your estate plan.
Gentreo is designed to be affordable, easy to use, and flexible—so you can create your plan, keep it updated, and share access when and how you want.
Why Millennials Choose Gentreo:
- Create estate planning documents in under an hour—no legal jargon
- One low annual price—no surprise fees
- Digital Vault to save and organize documents
- Instant Access Button for emergencies
- Annual update reminders—because life changes
- Family sharing features—so you’re not planning in a silo
Whether you’re building your family, career, or legacy, Gentreo helps you take control now—and grow your plan with you.
Estate Planning Is Self-Care and Smart Adulting
Millennials are redefining what adulthood looks like. You’re managing side hustles, paying off student loans, raising kids, traveling, and taking care of family—all in a fast-paced world.
Estate planning is one of the most empowering things you can do. It’s a declaration that your life, choices, and voice matter—even when you can’t speak for yourself.
It’s also an incredible gift to those you love.
At Gentreo, we believe estate planning is about connection, protection, and preparation. It’s not about fearing the future—it’s about shaping it.
Ready to Start? Gentreo Is Here to Help
If you’ve been putting off estate planning because it seems too hard, too expensive, or too far off—Gentreo changes the game.
We’ve made it possible to create a full estate plan, store everything digitally, and share access with the people you trust, all in one place.
And the best part? You don’t have to do it alone.
We’ll walk you through each step, explain your options in plain language, and help you keep your plan up to date as your life evolves.
Final Checklist for Millennials:
✅ Create a Will
✅ Name Guardians for children or pets
✅ Set up a Power of Attorney and Healthcare Proxy
✅ Document your digital accounts and assets
✅ Store everything in the Gentreo Digital Vault
✅ Share access with trusted individuals
✅ Review your plan annually or after major life events
Millennials are planners. You’re savvy, connected, and proactive about everything from finances to fitness. Estate planning deserves to be part of that list.
Start your plan today with Gentreo and take control of your future, protect your loved ones, and make sure your voice is always heard.
Because adulting isn’t just about paying bills—it’s about building a life worth protecting.
Don’t wait until it’s too late; start your estate planning journey with Gentreo today. By doing so, you’ll not only protect your loved ones but also gain the peace of mind that comes with knowing your legacy is secure. Click HERE to join now.
